The iPhone5s is expected to be a hot seller this holiday.
Consumers who are willing to pay full price for the iPhone up front will often save money in the long run.
For example, both Boost and Virgin Mobile sell the device starting at $549.99 with unlimited service for $55 a month. No contract is required. That price would cost $1869 over two years.
However, signing up for a subsidized phone from Verizon or AT&T would cost only $199 up front but over the life of a two year contract the user would pay $2634.
Consumers can also save by purchasing an older model smart phone or trading in their existing phone to help pay for a new one.
At the very bottom of the price spectrum is the TracFone, which is sold by Walmart for $9.88. Consumers can purchase minutes at 19.88 for 120 minutes over 90 days. That price includes talking and texting but no data.